Poor or lack of routine maintenance and tune-ups.Unlike many competing providers, American Home Shield will offer coverage for damage caused by: ShieldGold has an annual appliance coverage limit of $3,000 per item, which is doubled for ShieldPlatinum customers. $1,000 for code violations, permits, and modificationsĪmerican Home Shield doesn’t hold a coverage limit on replacement or repair costs for built-in home systems in any of its three base plans.$6,000 annual coverage limit per appliance.ShieldPlatinum, however, has a few additional incentives attached, including: Whereas ShieldSilver strictly covers 14 major systems, ShieldGold and ShieldPlatinum both offer combined comprehensive coverage for home appliances and systems. Its multiple policy options, adjustable service fee, and several specialty add-ons like electronic protection make it a great choice for homeowners seeking made-to-order coverage.Īmerican Home Shield’s standard home warranty coverage is split into three policy levels: ShieldSilver, ShieldGold, and ShieldPlatinum. Today’s Homeowner scored American Home Shield with 4.7 out of 5 stars and named it the best provider for customizable home warranty plans. Whereas AHS offers systems-only coverage at its most basic plan level, CHS has an appliance-only plan. Still, out of these two service providers, the best one for you will ultimately depend on your coverage objectives. With either company, you’re able to choose one of three incremental base plan options, and can even tailor your monthly premium by selecting your preferred service call fee. Cinch Home Services CoverageĪmerican Home Shield and Cinch Home Services have some of the most versatile home protection plans available industry-wide. *Based on a $100 service fee American Home Shield vs. Not available in Alaska, California, or Hawaii Here are some of the primary differences between AHS and CHS: CHS does, however, have slightly more expensive premiums than AHS. With that being said, Cinch Home Services offers standalone appliance-only and systems-only base plans whereas American Home Shield only offers one freestanding systems plan in addition to two combo plans. Lighted Magnifying Glass That Stays PutĪs two of the oldest home warranty companies on the market, American Home Shield and Cinch Home Services have both spent several decades working to provide policies that accommodate the unique budgets and coverage needs of different homeowners.Single vs Double Vs Triple Pane Windows.Cinch is a registered mark of Cinch Home Services, Inc. Additional terms and conditions apply, which will be included in your plan materials you receive after enrollment.ĤThis benefit is provided by an unaffiliated third party under an insurance policy issued to Cinch Home Services, Inc., for the benefit of customers enrolled by Cinch Insurance Agency, Inc., an affiliate of HomeSure Services, Inc. Only one claim per member per 12-month period. Additional terms and conditions apply, which will be included in your plan materials you receive after enrollment.ģReimburses you up to $1,000 when you have to pay a deductible on a covered homeowners insurance claim. Only one claim, per member per 12-month period. This offer is not available in all states.ĢReimburses you up to $1,200 if (a) your only cooling or heating system is nonoperational for 24 hours or more from the time of the first service visit should there be a delay in acquiring repair parts, or (b) a sudden break in a water pipe results in flooding and the removal of water from the residence by a water removal company is delayed by 24 hours. Not available in all states subject to sales tax where applicable.ġ Two Months Free: Get your first two months of coverage free when you purchase a new annual Appliances, Built-in Systems or Complete Home Plan. If you cancel after 30 days and have placed a claim, you would be responsible for a $25 cancellation fee as well as the remainder of the annual premium or the amount of the claim, whichever is less. Non-covered charges, incidental charges and dollar amount caps may apply. Deductible due at time of service request and is separate from the plan premium. Covered items must be in good working order, with no apparent visual or operational malfunctions, as of your service agreement effective date 30-day waiting period applies. receives and accepts your enrollment request. †See terms, conditions, limitations and your effective date in the service agreement that will be sent once Cinch Home Services, Inc.
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